Free calculator

Meal cost planner

Food is the quiet line item that drifts, a few extra restaurant meals here, daily delivery there, and the month is gone. This puts a real figure on how you eat now across hawker, coffee shop, food court, restaurant, and home cooking, so you can see what is routine and what is quietly adding up. No diet advice, just what your current habits cost per month and per person.

S$255.00

Estimated total monthly food spend across 30 meals. Exactly in line with a balanced eating pattern.

Start from an eating pattern

Meals per month at each tier

NEA cooked food centre stalls - about S$5.00 a meal

HDB foot kopitiam - about S$7.00 a meal

Mall food court - about S$8.00 a meal

Sit-down, mid-range - about S$20.00 a meal

Special occasions - about S$80.00 a meal

Groceries per meal - about S$3.50 a meal

Used to work out the cost per person.

Per person, per month

S$255.00

Average cost per meal

S$8.50

The per-meal prices above are illustrative 2026 estimates for Singapore and are not an official figure. Hawker and coffee shop prices drift year to year and vary by estate, so check them against what you actually pay near you.

Sources

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Everything here is free and educational, no sign-up and no pitch. If you would like to see what it means for your income, CPF, and goals, a licensed adviser can walk through it with you whenever you are ready.

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These calculators are free educational tools. They do not require a login and they do not constitute financial advice or a recommendation. Results are illustrative projections based on the inputs you provide and on current MAS, CPF Board, and IRAS parameters, which are reviewed periodically. ConSol generates educational financial roadmaps; all recommendations require review by our licensed advisory team. Vasper Financial operates as an objective advisory, not tied to any single insurer or institution.