Free calculator

Credit card fee waiver

Most Singapore credit cards waive the annual fee once you spend enough in a year. Enter your card fee, the waiver spend threshold, and what you have spent so far to see whether you are on track and what to do before the renewal date.

S$192.60

This annual fee is still at risk. Spend S$3,500.00 more before the renewal date to hit the S$10,000.00 threshold, or call your bank to request a waiver.

The annual fee your bank charges for this card, after GST. Check your card's product page.

S$

The yearly spend that earns an automatic fee waiver. Many cards set this at S$10,000.

S$

What you have charged to this card since the last renewal.

S$

Where you stand

Annual feeS$192.60
Waiver thresholdS$10,000.00
Spend so farS$6,500.00
Spend to reach thresholdS$3,500.00
Fee still at riskS$192.60

What to do

  • Call to request waiver before fee date on your card

Sources

Want this mapped to your own situation?

Everything here is free and educational, no sign-up and no pitch. If you would like to see what it means for your income, CPF, and goals, a licensed adviser can walk through it with you whenever you are ready.

These calculators are free educational tools. They do not require a login and they do not constitute financial advice or a recommendation. Results are illustrative projections based on the inputs you provide and on current MAS, CPF Board, and IRAS parameters, which are reviewed periodically. ConSol generates educational financial roadmaps; all recommendations require review by our licensed advisory team. Vasper Financial operates as an objective advisory, not tied to any single insurer or institution.