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CPF housing refund

When you sell a property, the CPF Ordinary Account savings you used to buy it must go back into your CPF, together with the interest those savings would have earned. Enter your figures to see the refund and the cash you would walk away with.

S$0.00

This is the total CPF refund: the Ordinary Account savings you used plus S$0.00 of accrued interest at the 2.5% CPF Ordinary Account rate. It returns to your CPF, not your pocket.

The CPF Ordinary Account savings you put towards buying this property.

S$

How long since you bought it. Used to compound the accrued CPF interest.

years

What you expect a buyer to pay for the property.

S$

The bank's valuation of the property. Sale above this is paid in cash by the buyer.

S$

The loan balance still owed to your bank at the point of sale.

S$

Agent commission, legal fees, and any other costs of the sale.

S$

How the sale settles

Sale priceS$0.00
CPF refund (returns to CPF)− S$0.00
Mortgage payoff− S$0.00
Selling costs− S$0.00
Net cash to youS$0.00
Of which, accrued CPF interestS$0.00
Total you keep (CPF refund plus net cash)S$0.00

Sources

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These calculators are free educational tools. They do not require a login and they do not constitute financial advice or a recommendation. Results are illustrative projections based on the inputs you provide and on current MAS, CPF Board, and IRAS parameters, which are reviewed periodically. ConSol generates educational financial roadmaps; all recommendations require review by our licensed advisory team. Vasper Financial operates as an objective advisory, not tied to any single insurer or institution.