Invest
Endowment & ILP
Insurance products with a savings or investment component.
4 instruments in this family.
Participating Endowment Plan
A fixed-term insurance savings plan that pays out a lump sum at maturity, blending a small guaranteed amount with non-guaranteed bonuses.
Full breakdownInvestment-Linked Policy (ILP)
An insurance policy where your premiums buy units in investment sub-funds, so the value rises and falls with markets and there are no guarantees.
Full breakdownParticipating Whole Life Plan
A lifelong par policy that builds a guaranteed-plus-bonus cash value while keeping a death benefit, often pitched as both protection and a long-term savings asset.
Full breakdownPrivate Retirement Income Plan
An insurance plan that converts savings into a stream of monthly payouts for a chosen period or for life, used to top up CPF LIFE in retirement.
Full breakdownWant a detailed look at your own situation?
Everything here is education, not advice. When you want to see what you can actually do, a licensed adviser will map it to your income, CPF, and goals.