Invest
CPF
Your forced-savings foundation: OA, SA, MediSave, and CPF LIFE.
6 instruments in this family.
CPF Ordinary Account (OA)
The CPF account you can use for housing, insurance, and approved investments, earning a guaranteed 2.5% floor.
Full breakdownCPF Special Account (SA)
The retirement-focused CPF account earning a 4% floor, locked away to compound until age 55.
Full breakdownCPF MediSave Account (MA)
Your dedicated healthcare savings account, earning a 4% floor for hospital bills, MediShield Life, and approved premiums.
Full breakdownCPF Retirement Account (RA) & Retirement Sums
The account created at 55 from your OA and SA, sized to the Basic, Full, or Enhanced Retirement Sum and earning a 4% floor.
Full breakdownCPF LIFE
Singapore's national annuity that turns your Retirement Account into a guaranteed monthly payout for as long as you live.
Full breakdownCPF Top-Ups (RSTU & MediSave)
Voluntary top-ups to your SA/RA or MediSave that boost retirement and health savings at a 4% floor, with potential tax relief.
Full breakdownWant a detailed look at your own situation?
Everything here is education, not advice. When you want to see what you can actually do, a licensed adviser will map it to your income, CPF, and goals.