Insurance
Long-term care
Income if you can no longer perform daily activities yourself.
4 types of cover in this family.
CareShield Life
The national long-term-care scheme that pays you a lifelong monthly income if severe disability ever leaves you unable to do the basic activities of daily living.
Full breakdownElderShield
The earlier national long-term-care scheme, still in force for Singaporeans born in 1979 or earlier, which pays a fixed monthly benefit for a limited number of years.
Full breakdownMediSave for Long-Term-Care Premiums
The MediSave rule that lets you pay CareShield Life and ElderShield premiums, and part of a private supplement's premium, without touching your cash.
Full breakdownCareShield Life Supplements
Optional private top-ups that raise your long-term-care payout above the national CareShield Life floor and can add features like an easier claim trigger.
Full breakdownWant a detailed look at your own situation?
Everything here is education, not advice. When you want to see what you can actually do, a licensed adviser will map it to your income, CPF, and goals.