Insurance
Income protection
Replacing your income if illness or injury stops you working.
5 types of cover in this family.
Disability Income Insurance
Replaces a portion of your monthly salary if illness or injury stops you from working in your own occupation.
Full breakdownTotal and Permanent Disability (TPD) Cover
Pays a lump sum if you become permanently unable to work, usually attached to a life or critical-illness policy.
Full breakdownDependants' Protection Scheme (DPS)
A national CPF term-life scheme that pays your family a lump sum if you die or become permanently disabled, with premiums from CPF.
Full breakdownHospital Cash / Hospital Income
Pays a fixed cash amount for each day you spend in hospital, regardless of your actual bill.
Full breakdownMortgage Reducing Term Assurance (Mortgage Protection)
Term life cover that shrinks alongside your home loan, clearing the outstanding mortgage if you die or become permanently disabled.
Full breakdownWant a detailed look at your own situation?
Everything here is education, not advice. When you want to see what you can actually do, a licensed adviser will map it to your income, CPF, and goals.