Insurance
Health & hospital
Covering the hospital bills MediShield Life leaves behind.
6 types of cover in this family.
MediShield Life
The national basic health insurance that covers every Singaporean and PR for life, including pre-existing conditions.
Full breakdownIntegrated Shield Plan (IP)
A private upgrade that sits on top of MediShield Life so you can be treated in Class A or private-hospital wards.
Full breakdownIP Co-Payment Rider
An add-on to an Integrated Shield Plan that shrinks the deductible and co-insurance you pay out of pocket on a hospital claim.
Full breakdownMediSave
Your compulsory CPF medical savings account that pays for premiums and approved healthcare so you do not draw on cash.
Full breakdownHospital Cash / Income Benefit
A plan that pays you a fixed daily cash amount for each night spent in hospital, on top of any other coverage.
Full breakdownCareShield Life
The national long-term-care insurance that pays a lifelong monthly cash payout if you become severely disabled.
Full breakdownWant a detailed look at your own situation?
Everything here is education, not advice. When you want to see what you can actually do, a licensed adviser will map it to your income, CPF, and goals.