Insurance
Critical illness
A lump sum on diagnosis of a major illness.
5 types of cover in this family.
Standalone Critical Illness (CI) Plan
A policy whose only job is to pay a lump sum when you are diagnosed with a covered major illness, so you can keep paying the bills while you recover.
Full breakdownCritical Illness Rider (on a Life Policy)
An add-on attached to a term or whole life policy that pays out a lump sum if you are diagnosed with a covered major illness, often using up part or all of the death benefit.
Full breakdownEarly-Stage / Multi-Stage Critical Illness
Cover that pays out at the early or intermediate stage of an illness, not only the late stage, so you receive cash sooner when a condition is caught early.
Full breakdownMulti-Pay Critical Illness
Cover that can pay out more than once, for a relapse, a recurrence, or a second unrelated illness, instead of ending after a single claim.
Full breakdownCritical Illness Rider on an Integrated Shield Plan
An optional cash benefit attached to a hospital plan that pays a lump sum on diagnosis of a covered illness, sitting alongside, not replacing, your hospital cover.
Full breakdownWant a detailed look at your own situation?
Everything here is education, not advice. When you want to see what you can actually do, a licensed adviser will map it to your income, CPF, and goals.