Financial Independence Calculator
When could you be financially independent?
Set your target and see where you stand today. Adjust the levers to understand what moves the date. Your advisor will model your specific numbers in your session.
At your current pace
—
years old
That is 23 years from now.
You are on track for your target.
Passive income at FI
S$4K/mo
Enough to cover your current lifestyle without working.
Total nest egg needed
S$1.1M
Based on the 25x rule and your current expenses.
Coverage
108%
CPF contributions count toward your corpus. Your advisor will model the exact CPF OA balance available at your target age in your session.
Want to know your biggest lever?
During your session, your advisor will show you exactly which decisions move your FI date the most.
Book your sessionWhat moves the date
Assumes 50% of additional income is invested.
Your advisor will help you choose the right portfolio. How returns compound over time.
What financial independence actually means
Your time is yours again.
Working because you choose to, not because you have to.
Work from anywhere.
Your finances travel with you. SGD stays strong wherever life takes you.
Choose what you build.
Pursue the projects, businesses, and ideas that matter most to you.
Never worry about money again.
Every major decision, made with clarity, not constraint.
Understand the numbers
These projections are educational. Your advisor will model your actual numbers, including CPF LIFE payout, SRS top-ups, and your specific investment mix.
Book a session with your advisor